Annuity Caddie Tip: Protect the Club Between Your Ears

Sometimes a professional golfer's caddie is the first to notice physical or mental stress.

A rushed swing. A shortened temper. Loss of focus.

And when that happens, the solution isn't always "fix your mechanics."

Sometimes it's: - Take care of your body. - Take care of your mind.

This is not medical advice.

It's based on research and training from physicians who study something none of us want to hear about: cognitive decline.

Here are a few takeaways worth considering at any age: - Lift heavy things a few times per week. - Push your heart rate hard once in a while. - Do hard things on purpose. - Build muscle because it supports brain health. - Don't coast through life on comfort.

Doing difficult things doesn't just build discipline. It builds resilience physically and mentally.

If you want retirement to be long and actually enjoyable, your brain has to stay sharp enough to enjoy it.

Your portfolio matters. Your income plan matters. But the healthiest retirement strategy may be taking care of the asset running the whole show: the one between your ears.